Today, I’m officially opening nominations for my Holiday Helper Program! This time of year can be wonderful but it can also be difficult for some. Whether someone is experiencing illness, financial strain, loss, or simply a challenging season, I’d love to offer quiet support. If someone comes to mind a neighbor, friend, parent, senior, or someone quietly struggling you can nominate them confidentially using the link below. You can share their story and anything you feel comfortable including. I’ll be choosing the recipients this year based on need and circumstances. Not everyone nominated will be selected, but every submission matters. On the form, you’ll be able to indicate what kind of support would be most helpful: ✔ Holiday gifts ✔ Grocery assistance ✔ Gas or transportation ✔ Warm clothing ✔ Or another need The recipient may remain anonymous. Please use this link below: https://www.surveymonkey.com/r/DQXYJHQ

Building your perfect home isn't just about finding a house—it's about finding the right partner to guide you. From location to lifestyle, the right real estate agent makes all the difference. Let's find your dream home together!

Buying a new home is a big deal, and buyers should be aware that their debt-to-income ratio will definitely be something that lenders consider when determining just how much house one can afford. Check out this blog to see why it's so important and how it's measured. If you're thinking about buying a new home, please don't hesitate to reach out!